Medicare Supplement plans

Why choose a Medicare Supplement plan?

Medicare Supplement plans (or Medigap) can help cover the healthcare costs not covered by Original Medicare, including some copays, coinsurance, and deductibles. Medicare Supplement plans also provide the flexibility to choose any doctor that accepts Medicare and can include added benefits to complement your coverage.  
 

Blue Shield Medicare Supplement plans

With our plans, you can see any doctor that accepts Medicare. Choose from five plan options.

Medicare Supplement savings programs

Along with rates that are designed to be affordable, with a Blue Shield Medicare Supplement plan, you also have a number of opportunities to save on your monthly plan dues through our savings program.⁷

• Welcome to Medicare rate savings: New to Medicare Part B? Save $300 your first year ($25 a month for 12 months) through our Welcome to Medicare Rate Savings Program.^{7, 8}
• Household savings: Save 7% off your combined individual plan rates when you and another member of your household enroll in the same plan type through our Household Savings Program.^{7, 11}
• AutoPay savings: Save $3 a month for the convenience of AutoPay – and have your monthly dues automatically deducted from your checking or savings account – so you never miss a payment.⁷
• Dental savings: Save $3 a month for the first six months on your dental rates when you enroll in one of our dental plans at the same time you enroll in your Blue Shield Medicare Supplement plan.⁷

Guaranteed acceptance criteria

Certain situations qualify you for guaranteed acceptance in a Blue Shield Medicare Supplement plan. Read our Guaranteed Acceptance guide to determine if you qualify.

Guaranteed Acceptance guide (English, PDF, 224 KB)
Guaranteed Acceptance guide (Spanish, PDF, 222 KB)
Guaranteed Acceptance guide (Chinese, PDF, 315 KB)
Guaranteed Acceptance guide (Vietnamese, PDF, 326 KB) 

Already have a Medicare Supplement plan?

Switching to a Blue Shield plan can be simple. You can transfer to an open plan of equal or lesser value during your Open Enrollment Period, starting on the first day of your birthday month and ending 60 days after your birthday, without going through underwriting. (That means no medical exam is required.)

You can also transfer to a Medicare Supplement plan with richer benefits if you like. However, you may have to complete a new application and go through underwriting to do so. We accept transfer applications as early as 60 days prior to your birthday month.

Note: Extra/Innovative plans are considered “equal to” the baseline plan of that type. Subscribers currently enrolled in Medicare Supplement Plan F can transfer to Plan F Extra², and members currently enrolled in Plan G can transfer to Plan G Extra during their annual Open Enrollment Period without underwriting. (That means no medical exam is required.)