Your Annual Enrollment Period (AEP) checklist

5 steps to taking care of what matters most: You

The Annual Enrollment Period (AEP) is the time of year when you can decide to stick with your current health plan or make changes for the upcoming year. As you consider coverage for next year, it’s important to review your Annual Notice of Changes – or ANOC. This booklet calls out any changes to your current plan in coverage, costs, or service areas that will be effective in January. You should receive your ANOC by mail or by email if opted in by the end of September.

To help you decide if your current plan will meet your needs for next year, we’ve created the checklist below.  Note: If you like your current plan, no need to take any action. It will automatically renew.

  First step: Review your current benefits 

If you’d like to keep your current plan, you don’t need to do anything – you’re all set for next year. If you’d like to make changes, Starting October 15, you can change your plan for 2024. You may do so until December 7, 2023. You can check your current benefits by logging in the member portal. 

  Second step: See if your current plan's benefits are changing

Look in your ANOC to find out if your monthly premium or deductible is changing for 2024 and if your coverage will still meet your needs. If you have not received your ANOC please visit plan documents page or call Customer Service. 

  Third step: See if your current plan's benefits are changing

Refer to your ANOC to see if your out-of-pocket costs are changing, if any of your drugs will have new restrictions. Check to see if you will be able to use the same pharmacy. If there are changes, you can learn more by visiting our formulary page. 

  Fourth step: Verify that the medical providers you rely on are still in network

The doctors, specialists, hospitals, and other providers that are covered under your plan may change over time, so check that the ones you use are still in our network.

  Last step: Explore your health plan options

Take a look at our other Medicare plans to see if one is a better fit for you.

If you have questions, visit our member resource page or call Customer Service at the phone number on your Blue Shield member ID card.

You can also sign up for one of our virtual member orientations to ask questions and hear directly from our Blue Shield team members. We are here for you.